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Canada medical plan services. There are two kinds of fee-for-service coverage, basic and major medical. Basic protection pays toward the costs of a hospital room and care while you are in the hospital. Canada medical plan services should cover some hospital services and supplies, such as x-rays and prescribed medicine. Basic coverage also pays toward the cost of surgery, whether it is performed in or out of the hospital, and for some doctor visits. Major medical insurance takes over where your basic coverage leaves off. It covers the cost of long, high cost illnesses or injuries. Some canada medical policies combine basic and major medical coverage into one plan. This is sometimes called a "comprehensive plan." Check yourcanada medical plan servicesto make sure you have both kinds of protection.

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A pre existing conditions clause excludes coverage for preexisting conditions for possibly as long as 12 months after the effective date of coverage. Because the definition of a pre existing condition, and the provisions of the clause itself, may differ considerably from one plan to another, it is recommended that newly insured individuals completely familiarize themselves with this policy provision.

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